{"data":{"id":"us-me/9-a-m.r.s.-11-106","jurisdiction":"us-me","citation":"9-A M.R.S. §11-106","heading":"Inapplicability of other laws; exempt transactions","body":"1.   A rental-purchase agreement that complies with this Article is not considered or governed by the laws related to:\nA.  A \"home solicitation sale\" as defined in section 3‑501;\nB.  A \"consumer credit sale\" as defined in section 1‑301, subsection 11; except that the following sections of the Maine Consumer Credit Code apply:  section 1‑107, waiver, agreement to forego rights, settlement of claims; section 1‑111, record retention; section 1‑201, territorial application; section 1‑202, exclusions; section 1‑203, jurisdiction and service of process; section 2‑507, attorney's fees and collection costs; section 3‑202, notice to consumer; section 3‑203, notice of assignment; section 3‑305, no assignment of earnings; section 3‑306, authorization to confess judgment prohibited; section 3‑307, certain negotiable instruments prohibited; section 3‑309, referral sales; section 3‑403, assignee subject to defenses; section 5‑104, no garnishment before judgment; section 5‑105, limitation on garnishment; section 5‑106, no discharge from employment for garnishment; section 5‑112, creditor's right to take possession after default; section 5‑113, venue; section 5‑114, stay of enforcement of judgment; section 5‑115, misrepresentation; section 5‑116, illegal, fraudulent or unconscionable conduct in attempted collection of debts; section 5‑117, prohibited practices; section 5‑201, effect of violations on rights of parties; section 5‑202, refunds and penalties as setoff to obligation; section 5‑301, violations; Article VI in its entirety, except that the term \"original unpaid balances arising from consumer credit transactions\" described in section 6‑203, subsection 2 means \"gross rental receipts from rental-purchase agreements\" for purposes of administration of this Article; Article 8‑A requirements related to model forms; and Federal Truth in Lending Act, 15 United States Code, Section 1666a requirements related to credit reports;\nC.  A \"consumer lease\" as defined in section 1‑301, subsection 13;\nD.  A \"sale of goods\" as defined in section 1‑301, subsection 33; or\nE.  A \"security interest\" as defined in Title 11, section 1‑1201, subsection (35).\n2.   This Article does not apply to:\nA.  A rental-purchase agreement made primarily for business, commercial or agricultural purposes or made with a governmental agency or instrumentality;\nB.  A lease of a safe-deposit box;\nC.  A lease or bailment of personal property that is incidental to the lease of real property and does not provide the consumer with an option to purchase the leased property;\nD.  A lease of an automobile; or\nE.  A lease of real estate.","path":["TITLE 9-A: MAINE CONSUMER CREDIT CODE","PART 4: REMEDIES AND PENALTIES","ARTICLE 11: RENTAL-PURCHASE PRACTICES"],"source_url":"https://legislature.maine.gov/statutes/9-A/title9-Asec11-106.html","current_through":"October 1, 2025","vintage":"","retrieved_at":"2026-09-04T15:12:24Z","sha256":"f03e31b80c3b931452c53ebec1b82143c0f1c9746b294a4ecea6e5bf43bb91ea","source_id":"us-me","stale":false,"prev":"us-me/9-a-m.r.s.-11-105","next":"us-me/9-a-m.r.s.-11-107"},"notice":"GroundRules: Original legal text. Not legal advice."}