{"data":{"id":"us-me/9-a-m.r.s.-4-106","jurisdiction":"us-me","citation":"9-A M.R.S. §4-106","heading":"Unconscionability","body":"1.   In applying the provisions of this Act on unconscionability, sections 5‑108 and 6‑111, to a separate charge for insurance, consideration shall be given, among other factors, to:\nA.  Potential benefits to the consumer including the satisfaction of the consumer's obligations;\nB.  The creditor's need for the protection provided by the insurance; and\nC.  The relation between the amount and terms of credit granted and the insurance benefits provided.\n2.   If consumer credit insurance otherwise complies with Parts 1, 2 and 3 of this Article and other applicable law, neither the amount nor the term of the insurance nor the amount of a charge therefor is in and of itself unconscionable in the absence of other practices and circumstances.","path":["TITLE 9-A: MAINE CONSUMER CREDIT CODE","PART 1: INSURANCE IN GENERAL"],"source_url":"https://legislature.maine.gov/statutes/9-A/title9-Asec4-106.html","current_through":"October 1, 2025","vintage":"","retrieved_at":"2026-09-04T15:12:24Z","sha256":"ff5e5dba16f1c4d4088f4d53d9e892b750f7ad70bdc866d0b28e959851f19c22","source_id":"us-me","stale":false,"prev":"us-me/9-a-m.r.s.-4-105","next":"us-me/9-a-m.r.s.-4-107"},"notice":"GroundRules: Original legal text. Not legal advice."}