{"data":{"id":"us-mi/mich.-comp.-laws-125.1449k","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 125.1449k","heading":"Abandonment of premises; presumption.","body":"Sec. 49k.\n\nFor purposes of sections 49 to 49u, abandonment of premises shall be conclusively presumed upon satisfaction of all of the following requirements:\n\nWithin 30 days before the commencement of foreclosure proceedings under this chapter, the authority mails by certified mail, return receipt requested, to the mortgagor's last known address a notice that the subject mortgage is in default and that the authority intends to foreclose it.\n\nBefore commencement of foreclosure proceedings under this chapter, the authority executes and causes to be duly recorded in the county where the premises are located an affidavit that states all of the following:\n\nThat the authority has mailed to the last known address of the mortgagor a notice of default and intention to foreclose pursuant to subdivision (a) and that the mortgagor has not responded to the notice.\n\nThat the authority has made a personal inspection of the mortgaged premises and that the inspection does not reveal that the mortgagor or persons claiming under him or her are presently occupying or intend to occupy the premises.\n\nThe authority mails by certified mail, return receipt requested, a copy of the affidavit recorded pursuant to subdivision (b) to the mortgagor at his or her last known address before commencement of foreclosure proceedings.\n\nThe mortgagor; his or her heirs, executors, or administrators; or any person lawfully claiming from, or under the mortgagor or the mortgagor's heirs, executors, or administrators, before expiration of the period of redemption, does not give a written affidavit to the authority and record a duplicate original in the county where the premises are located stating that the mortgagor or person claiming under him or her is occupying or intends to occupy the premises.","path":["MI Code","Chapter 125","Act Act-346-of-1966"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-125-1449k","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"776980166861b1704934289d37e3f44fee39ee9cbc989c04c61ee0defe6c0c98","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-125.1449j","next":"us-mi/mich.-comp.-laws-125.1449l"},"notice":"GroundRules: Original legal text. Not legal advice."}