{"data":{"id":"us-mi/mich.-comp.-laws-333.5683","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 333.5683","heading":"Life or health insurer; prohibited conduct.","body":"Sec. 5683.\n\n(1) A life insurer shall not do any of the following because of the execution or implementation of a POST form:\n\n(a) Refuse to provide or continue coverage to the patient.\n\n(b) Charge the patient a higher premium.\n\n(c) Offer a patient different policy terms because the patient has executed a POST form.\n\n(d) Consider the terms of an existing policy of life insurance to have been breached or modified.\n\n(e) Invoke a suicide or intentional death exemption or exclusion in a policy covering the patient.\n\n(2) A health insurer shall not do any of the following:\n\n(a) Require the execution of a POST form to maintain or be eligible for coverage.\n\n(b) Charge a different premium based on whether a patient or patient representative has executed a POST form.\n\n(c) Consider the terms of an existing policy to have been breached or modified if the patient or patient representative has executed a POST form.","path":["MI Code","Chapter 333","Act Act-368-of-1978"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-333-5683","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"f1b14aa963faadad05c5b9f5b418bc71978da77d548977cd59aaa138bf1ae639","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-333.5682","next":"us-mi/mich.-comp.-laws-333.5684"},"notice":"GroundRules: Original legal text. Not legal advice."}