{"data":{"id":"us-mi/mich.-comp.-laws-440.4106","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 440.4106","heading":"“Payable through” and “payable at” explained; bank as collecting bank.","body":"Sec. 4106.\n\nIf an item states that it is \"payable through\" a bank identified in the item, ( i ) the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item, and ( ii ) the item may be presented for payment only by or through the bank.\n\nIf an item states that it is \"payable at\" a bank identified in the item, ( i ) the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item, and ( ii ) the item may be presented for payment only by or through the bank.\n\nIf a draft names a nonbank drawee and it is unclear whether a bank named in the draft is a co-drawee or a collecting bank, the bank is a collecting bank.","path":["MI Code","Chapter 440","Act Act-174-of-1962"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-440-4106","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"a8398f6b9dba23d6b28b4de8eb6e360494e8425125739d94b166a26793366086","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-440.4105","next":"us-mi/mich.-comp.-laws-440.4107"},"notice":"GroundRules: Original legal text. Not legal advice."}