{"data":{"id":"us-mi/mich.-comp.-laws-440.9611","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 440.9611","heading":"Notification before disposition of collateral.","body":"Sec. 9611.\n\nAs used in this section, \"notification date\" means the earlier of the date on which 1 of the following occurs:\n\nA secured party sends to the debtor and any secondary obligor an authenticated notification of disposition.\n\nThe debtor and any secondary obligor waive the right to notification.\n\nExcept as otherwise provided in subsection (4), a secured party that disposes of collateral under section 9610 shall send to the persons specified in subsection (3) a reasonable authenticated notification of disposition.\n\nTo comply with subsection (2), the secured party shall send an authenticated notification of disposition to all of the following:\n\nThe debtor.\n\nAny secondary obligor.\n\nIf the collateral is other than consumer goods, all of the following, as applicable:\n\nAny other person from which the secured party has received, before the notification date, an authenticated notification of a claim of an interest in the collateral.\n\nAny other secured party or lienholder that, 10 days before the notification date, held a security interest in or other lien on the collateral perfected by the filing of a financing statement that identified the collateral, was indexed under the debtor's name as of that date, and was filed in the office in which to file a financing statement against the debtor covering the collateral as of that date.\n\nAny other secured party that, 10 days before the notification date, held a security interest in the collateral perfected by compliance with a statute, regulation, or treaty described in section 9311(1).\n\nSubsection (2) does not apply if the collateral is perishable or threatens to decline speedily in value or is of a type customarily sold on a recognized market.\n\nA secured party complies with the requirement for notification prescribed by subsection (3)(c)( ii ) if the secured party does both of the following:\n\nNot later than 20 days or earlier than 30 days before the notification date, the secured party requests, in a commercially reasonable manner, information concerning financing statements indexed under the debtor's name in the office indicated in subsection (3)(c)( ii ).\n\nBefore the notification date, 1 of the following applies:\n\nThe secured party did not receive a response to the request for information.\n\nThe secured party received a response to the request for information and sent an authenticated notification of disposition to each secured party or other lienholder named in that response whose financing statement covered the collateral.","path":["MI Code","Chapter 440","Act Act-174-of-1962"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-440-9611","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"dcc132faa76c032f66e824d1c8cb3e13bde223ebe3eeb0d56b09cadb83cb3bc9","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-440.9610","next":"us-mi/mich.-comp.-laws-440.9612"},"notice":"GroundRules: Original legal text. Not legal advice."}