{"data":{"id":"us-mi/mich.-comp.-laws-445.2523","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 445.2523","heading":"Release of credit report or information; express prior authorization required.","body":"Sec. 13.\n\nExcept as provided in section 14, if a security freeze is in place, a consumer reporting agency may not release a consumer's credit report or any information derived from a consumer's credit report without the express prior authorization of the consumer.","path":["MI Code","Chapter 445","Act Act-229-of-2013"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-2523","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"79499e1c2213087f62b9c3d93f666bf9dbeb3cfd157700c69c25455470dc6bd5","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-445.2522","next":"us-mi/mich.-comp.-laws-445.2524"},"notice":"GroundRules: Original legal text. Not legal advice."}