{"data":{"id":"us-mi/mich.-comp.-laws-445.2531","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 445.2531","heading":"Placement of security freeze on protected consumer's credit report; requirements; record; days.","body":"Sec. 21.\n\n(1) A consumer reporting agency shall place a security freeze on a protected consumer's credit report if all of the following are met:\n\n(a) The consumer reporting agency receives a request from the representative of the protected consumer for the placement of the security freeze.\n\n(b) The protected consumer's representative does all of the following:\n\n( i ) Submits the request to the consumer reporting agency at the address or other point of contact and in the manner specified by the consumer reporting agency.\n\n( ii ) Provides to the consumer reporting agency sufficient proof of identification for the protected consumer and the representative.\n\n( iii ) Provides to the consumer reporting agency his or her sufficient proof of authority.\n\n(2) If a consumer reporting agency does not have a file pertaining to a protected consumer when the consumer reporting agency receives a request under subsection (1), the consumer reporting agency shall create a record for the protected consumer.\n\n(3) Within 30 days after receiving a request that meets the requirements of subsection (1), a consumer reporting agency shall place a security freeze for the protected consumer.","path":["MI Code","Chapter 445","Act Act-229-of-2013"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-2531","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"4ff1ac1771bf80bef9346c877cdd2cb138c32456655034989b1159bdbf58b71b","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-445.2527","next":"us-mi/mich.-comp.-laws-445.2532"},"notice":"GroundRules: Original legal text. Not legal advice."}