{"data":{"id":"us-mi/mich.-comp.-laws-445.86","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 445.86","heading":"Violation of MCL 445.83 as misdemeanor; penalty; recovery of damages in civil action.","body":"Sec. 6.\n\n(1) A person who violates section 3 with knowledge that the person's conduct violates this act is guilty of a misdemeanor punishable by imprisonment for not more than 93 days or a fine of not more than $1,000.00, or both.\n\n(2) An individual may bring a civil action against a person who violates section 3 and may recover actual damages. If the person knowingly violates section 3, an individual may recover actual damages or $1,000.00, whichever is greater. If the person knowingly violates section 3, an individual may also recover reasonable attorney fees. Except for good cause, not later than 60 days before filing a civil action, an individual must make a written demand to the person for a violation of section 3 for the amount of his or her actual damages with reasonable documentation of the violation and the actual damages caused by the violation. This subsection does not apply to a person for conduct by an employee or agent of the person in violation of a privacy policy created pursuant to section 4 or in compliance with the fair credit reporting act, 15 USC 1681 to 1681v, or subtitle A of title V of the Gramm-Leach-Bliley act, 15 USC 6801 to 6809, if the person has taken reasonable measures to enforce its policy and to correct and prevent the reoccurrence of any known violations.","path":["MI Code","Chapter 445","Act Act-454-of-2004"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-86","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"91ef4b8916a8570aee61412f0dd872ff5bccced94c09df32ec7744549f0b8001","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-445.85","next":"us-mi/mich.-comp.-laws-445.87"},"notice":"GroundRules: Original legal text. Not legal advice."}