{"data":{"id":"us-mi/mich.-comp.-laws-488.21","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 488.21","heading":"Civil action for violation; liability.","body":"Sec. 21.\n\nA person may bring a civil action against a person violating section 13, 14, 15, 16, 17, 18, 19, or 20 in any court having jurisdiction. Upon adverse adjudication, the defendant shall be liable for actual damages or $1,000.00, whichever is greater.\n\nIf a violation of section 12 occurs, the customer may bring an action against either the financial institution providing services by means of a funds transfer facility or a person providing services of a funds transfer facility, or both, in any court having jurisdiction. Upon adverse adjudication, the defendant may be liable for actual damages or $1,000.00, whichever is greater.","path":["MI Code","Chapter 488","Act Act-322-of-1978"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-488-21","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"7652bf50b660863aa2a976d243890da093e76d217a5e5491d1a712d71e054081","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-488.20","next":"us-mi/mich.-comp.-laws-488.22"},"notice":"GroundRules: Original legal text. Not legal advice."}