{"data":{"id":"us-mi/mich.-comp.-laws-492.33","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 492.33","heading":"Applicability; exceptions.","body":"Sec. 13.\n\n(1) This act does not apply to any of the following:\n\n(a) An insurance policy offered by an insurer under the insurance code of 1956, 1956 PA 218, MCL 500.100 to 500.8302.\n\n(b) An offer of a debt cancellation or debt suspension contract that complies with 12 CFR part 37, 12 CFR part 721, or other federal law.\n\n(2) Section 5(1)(d) does not apply to a guaranteed asset protection waiver offered in connection with a lease or retail installment sale associated with a commercial transaction.","path":["MI Code","Chapter 492","Act Act-229-of-2009"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-492-33","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"973f955b614536f55c9a1a5e6f29300ffc118bc4103bd9fbe43533ae7fecd522","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-492.31","next":"us-mi/mich.-comp.-laws-492.101"},"notice":"GroundRules: Original legal text. Not legal advice."}