{"data":{"id":"us-mi/mich.-comp.-laws-500.1611","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 500.1611","heading":"Exclusions.","body":"Sec. 1611.\n\nCreditor-placed insurance coverage does not include any of the following:\n\nCoverage for the cost of repossession.\n\nSkip, confiscation, and conversion coverage.\n\nCoverage for payment of mechanics' or other liens that do not arise from a covered loss occurrence.\n\nCoverage that requires a debtor's insurance deductible to be less than $250.00.\n\nCoverage that is broader than the insurance coverages that meet the minimum insurance requirements of the credit agreement.\n\nThis section does not prohibit the issuance of a separate policy or endorsement providing the coverages listed in subsection (1). However, no charge shall be passed along to the debtor for these coverages.","path":["MI Code","Chapter 500","Act Act-218-of-1956"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-1611","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"2bea107c2578e5bd4b9c1f4b950e048a12495cceac8905eb630bfdfee7afafd9","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-500.1609","next":"us-mi/mich.-comp.-laws-500.1613"},"notice":"GroundRules: Original legal text. Not legal advice."}