{"data":{"id":"us-mi/mich.-comp.-laws-500.3402f","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 500.3402f","heading":"Blanket disability insurance policy; provisions.","body":"Sec. 3402f.\n\nAn insurer shall include in a blanket disability insurance policy the applicable provisions of sections 3406 to 3466 and all of the following provisions:\n\n(a) That the policy and the application signed by the policyholder constitute the entire contract between the parties. The insurer's identification of what constitutes the entire contract creates a rebuttable presumption that the identified items are the entire contract.\n\n(b) That a statement made by the policyholder, in the absence of fraud, is a representation and not a warranty. An insurer shall not use a statement made by the policyholder as a defense to a claim under the policy, unless the statement is contained in a written application.\n\n(c) That individuals who are eligible for coverage, on application of the policyholder, will be added to the group or class originally insured.","path":["MI Code","Chapter 500","Act Act-218-of-1956"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3402f","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"7d6c6d68cfe7c93d9769a5706355f9e6e93867d97b418664376ba6c3a6f63a03","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-500.3402e","next":"us-mi/mich.-comp.-laws-500.3402g"},"notice":"GroundRules: Original legal text. Not legal advice."}