{"data":{"id":"us-mi/mich.-comp.-laws-500.3407","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 500.3407","heading":"Entire contract; changes.","body":"Sec. 3407.\n\nExcept as otherwise provided in this act, an insurer shall include the following provision in a disability insurance policy:\n\nENTIRE CONTRACT; CHANGES: This policy, including the applicable riders and endorsements; the application for coverage if specified by the insurer; the identification card if specified by the insurer; and the attached papers, if any, constitutes the entire contract of insurance. No change in this policy is valid until approved by an executive officer of the insurer and unless the approval is endorsed on this policy or attached to this policy. An insurance producer does not have authority to change this policy or to waive any of its provisions.","path":["MI Code","Chapter 500","Act Act-218-of-1956"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3407","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"a64d8a047609d2f12c54907a71c0ad0b89c28746b3f88c4690473edca247202f","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-500.3406z-1","next":"us-mi/mich.-comp.-laws-500.3407a"},"notice":"GroundRules: Original legal text. Not legal advice."}