{"data":{"id":"us-mi/mich.-comp.-laws-500.3452","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 500.3452","heading":"Illegal occupation or criminal activity; optional provision; definitions.","body":"Sec. 3452.\n\n(1) An insurer may include in a disability insurance policy a provision as follows:\n\nILLEGAL OCCUPATION OR CRIMINAL ACTIVITY: The insurer is not liable for any loss to which a contributing cause was the insured's commission of or attempt to commit a felony or to which a contributing cause was the insured's being engaged in an illegal occupation or other willful criminal activity.\n\n(2) As used in this section:\n\n(a) \"Willful criminal activity\" includes, but is not limited to, any of the following:\n\n( i ) Operating a vehicle while intoxicated in violation of section 625 of the Michigan vehicle code, 1949 PA 300, MCL 257.625, or similar law in a jurisdiction outside of this state.\n\n( ii ) Operating a methamphetamine laboratory. As used in this subdivision, \"methamphetamine laboratory\" means that term as defined in section 1 of 2006 PA 255, MCL 333.26371.\n\n(b) \"Willful criminal activity\" does not include a civil infraction or other activity that does not rise to the level of a misdemeanor or felony.","path":["MI Code","Chapter 500","Act Act-218-of-1956"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3452","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"164534ca34c7b4c3b850009a6a8a8991a7a1c3dfcd9369dd6203671bfd02721c","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-500.3450","next":"us-mi/mich.-comp.-laws-500.3460"},"notice":"GroundRules: Original legal text. Not legal advice."}