{"data":{"id":"us-mi/mich.-comp.-laws-500.3709","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 500.3709","heading":"Minimum participation rules.","body":"Sec. 3709.\n\nExcept as provided in this section, requirements used by a small employer carrier in determining whether to provide coverage to a small employer shall be applied uniformly among all small employers applying for coverage or receiving coverage from the small employer carrier. If a small employer carrier waives a minimum participation rule for a small employer, the carrier cannot later enforce that minimum participation rule for that small employer.\n\nA small employer carrier may deny coverage to a small employer if the small employer fails to enroll enough of its employees to meet the minimum participation rules established by the carrier pursuant to sound underwriting requirements. A minimum participation rule may require a small employer to enroll a certain number or percentage of employees with the small employer carrier as a condition of coverage. A minimum participation rule is subject to the following:\n\nFor a small employer of 10 or fewer eligible employees, may require enrollment of up to 100% of the small employer's employees seeking health care coverage through the small employer.\n\nFor a small employer of 11 to 25 eligible employees, may require enrollment of up to 75% of the small employer's employees seeking health care coverage through the small employer.\n\nFor a small employer of 26 to 50 eligible employees, may require enrollment of up to 50% of the small employer's employees seeking health care coverage through the small employer.","path":["MI Code","Chapter 500","Act Act-218-of-1956"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3709","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"ee54924aa5189a62bf0514278560fb8b653ac34de65b0dd79f847da5bb4d2806","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-500.3708","next":"us-mi/mich.-comp.-laws-500.3711"},"notice":"GroundRules: Original legal text. Not legal advice."}