{"data":{"id":"us-mi/mich.-comp.-laws-500.4016","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 500.4016","heading":"Statements considered representations; provision required; electronic application; endorsement.","body":"Sec. 4016.\n\n(1) Each life insurance policy shall contain a provision that all statements made by the insured, shall, in the absence of fraud, be considered representations and not warranties. The statement shall not avoid the policy unless the statement is contained in a written application and a copy of the application must be endorsed upon or attached to the policy when issued.\n\n(2) An application obtained through electronic means is an application under subsection (1). The information contained in that application must be endorsed upon or attached to the policy.","path":["MI Code","Chapter 500","Act Act-218-of-1956"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-4016","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"3dd14f44fdd06ba87a353b06ea85453ec2ac29b78e75231b5a691e25df2c8ec0","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-500.4015","next":"us-mi/mich.-comp.-laws-500.4018"},"notice":"GroundRules: Original legal text. Not legal advice."}