{"data":{"id":"us-mi/mich.-comp.-laws-500.7011","jurisdiction":"us-mi","citation":"Mich. Comp. Laws § 500.7011","heading":"Conditions to issuance of certificate of authority.","body":"Sec. 7011.\n\nThe commissioner shall not issue a certificate of authority to a MEWA unless all of the following conditions have been met:\n\nThe commissioner is satisfied that:\n\nThe employers in the MEWA are members of an association or group of 2 or more businesses or entities that are in the same trade or industry or same type of service, including closely related businesses that provide support, services, or supplies primarily to that trade, service, or industry.\n\nThe association or group of employers in the MEWA is engaged in substantial activity for its members other than sponsorship of an employee welfare benefit plan.\n\nThe association or group of employers in the MEWA has been in existence for a period of not less than 2 years.\n\nThe employee welfare benefit plan of the association or group is controlled and sponsored directly by participating employers or employee members, or both.\n\nThe MEWA has within its own organization adequate facilities and competent personnel to service the employee benefit plan or has contracted with an authorized third party administrator to provide services. A third party administrator contracting with a MEWA pursuant to this subparagraph shall deliver a fidelity bond to the MEWA in an amount approved by the commissioner to protect against the misappropriation or misuse of any money handled by the third party administrator.\n\nThe MEWA has applications from not less than 2 employers and will provide similar benefits for not less than 200 separate participating employees. The annual gross premiums of or contributions to the plan will be not less than $20,000.00 for a plan that provides only vision benefits, $75,000.00 for a plan that provides only dental benefits, and $200,000.00 for all other plans.\n\nThe MEWA possesses a written commitment, binder, or policy for excess loss insurance issued by an insurer authorized to do business in this state, in an amount approved by the commissioner. The binder or policy shall provide not less than 30 days' notice of cancellation to the commissioner.\n\nThe MEWA has established a procedure, to the satisfaction of the commissioner, for handling claims for benefits in the event of dissolution of the MEWA.\n\nThe MEWA has delivered to the commissioner a bond, deposit, or security for the protection of subscribers as the commissioner requires.","path":["MI Code","Chapter 500","Act Act-218-of-1956"],"source_url":"https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-7011","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:31Z","sha256":"5e9c538ca7bb995a2936d5952e5faa5ffbb1b0e1899f9917b40ee1864feccd8f","source_id":"us-mi","stale":false,"prev":"us-mi/mich.-comp.-laws-500.7010","next":"us-mi/mich.-comp.-laws-500.7012"},"notice":"GroundRules: Original legal text. Not legal advice."}