{"data":{"id":"us-mn/minn.-stat.-62s.06","jurisdiction":"us-mn","citation":"Minn. Stat. § 62S.06","heading":"PRIOR HOSPITALIZATION OR INSTITUTIONALIZATION.","body":"Subdivision 1. Prohibited conditions.\nA long-term care insurance policy may not be delivered or issued for delivery in this state if the policy conditions eligibility for any benefits:\n(1) on a prior hospitalization requirement;\n(2) provided in an institutional care setting on the receipt of a higher level of institutional care; or\n(3) other than waiver of premium, postconfinement, postacute care, or recuperative benefits on a prior institutionalization requirement.\nSubd. 2. Benefit labeling.\nA long-term care insurance policy containing postconfinement, postacute care, or recuperative benefits must clearly label in a separate paragraph of the policy or certificate entitled \"limitations or conditions on eligibility for benefits\" the limitations or conditions, including any required number of days of confinement.\nSubd. 3. Benefit conditions.\n(a) A long-term care insurance policy or rider that conditions eligibility of noninstitutional benefits on the prior receipt of institutional care may not require a prior institutional stay of more than 30 days.\n(b) A long-term care insurance policy or rider that provides benefits only following institutionalization may not condition the benefits upon admission to a facility for the same or related conditions within a period of less than 30 days after discharge from the institution.","path":["INSURANCE","CHAPTER 62S. QUALIFIED LONG-TERM CARE INSURANCE POLICIES"],"source_url":"https://www.revisor.mn.gov/statutes/cite/62S.06","current_through":"2025 Minnesota Statutes","vintage":"","retrieved_at":"2026-09-02T22:10:28Z","sha256":"d240755aa7f54a041fb4ca3bbbe58a03730283e052833e2fdd91a613a3b02ce7","source_id":"us-mn","stale":false,"prev":"us-mn/minn.-stat.-62s.05","next":"us-mn/minn.-stat.-62s.07"},"notice":"GroundRules: Original legal text. Not legal advice."}