{"data":{"id":"us-mn/minn.-stat.-65a.38","jurisdiction":"us-mn","citation":"Minn. Stat. § 65A.38","heading":"POLICY CANCELLATION.","body":"Subdivision 1. Reasons.\nThe Minnesota FAIR plan shall not cancel a policy issued under sections 65A.31 to 65A.42 except:\n(1) for cause which would have been grounds for nonacceptance of the risk under the program had the cause been known to the plan at the time of acceptance;\n(2) for nonpayment of premium; or\n(3) with the approval of the governing board.\nSubd. 2. Notice and statement of reasons.\nExcept as otherwise required under subdivision 4 or 5, at least 15 days' notice of cancellation together with a statement of the reason therefor shall be sent to the insured with a copy sent to the commissioner.\nSubd. 3. Statement of appeal rights.\nAny cancellation notice or notice of refusal to renew to the insured shall be accompanied by a statement that the insured has a right of appeal as hereinafter provided.\nSubd. 4. Homeowner's insurance.\nCancellation of homeowner's insurance, as defined in sections 65A.27 to 65A.29, is subject to the provisions of those sections.\nSubd. 5. Commercial property insurance.\nCancellation of a commercial property insurance policy issued by the Minnesota FAIR plan must comply with sections 60A.35 to 60A.38.","path":["INSURANCE","CHAPTER 65A. FIRE AND RELATED INSURANCE","MINNESOTA FAIR PLAN ACT"],"source_url":"https://www.revisor.mn.gov/statutes/cite/65A.38","current_through":"2025 Minnesota Statutes","vintage":"","retrieved_at":"2026-09-02T22:10:29Z","sha256":"bf80d4b33d72b97e3f2e0ace424da0571adc93395e24fe0caea6206a94edae76","source_id":"us-mn","stale":false,"prev":"us-mn/minn.-stat.-65a.375","next":"us-mn/minn.-stat.-65a.39"},"notice":"GroundRules: Original legal text. Not legal advice."}