{"data":{"id":"us-mn/minn.-stat.-72c.06","jurisdiction":"us-mn","citation":"Minn. Stat. § 72C.06","heading":"READABILITY.","body":"Subdivision 1. Requirement.\nAll insurance policies filed with the commissioner pursuant to section 72C.11 shall be written in language easily readable and understandable by a person of average intelligence and education.\nSubd. 2. Compliance factors.\nIn determining whether a policy or contract is readable within the meaning of this section the commissioner shall consider, at least, the following factors:\n(a) the simplicity of the sentence structure and the shortness of the sentences used;\n(b) the extent to which commonly used and understood words are employed;\n(c) the extent to which legal terms are avoided;\n(d) the extent to which references to other sections or provisions of the contract are minimized;\n(e) the extent to which definitional provisions are incorporated in the text of the policy or contract; and\n(f) any additional factors relevant to the readability or understandability of an insurance policy or contract which the commissioner may prescribe by rule.","path":["INSURANCE","CHAPTER 72C. READABILITY OF INSURANCE POLICIES"],"source_url":"https://www.revisor.mn.gov/statutes/cite/72C.06","current_through":"2025 Minnesota Statutes","vintage":"","retrieved_at":"2026-09-02T22:10:29Z","sha256":"f254ed60cf9b519f6511bbeff915ae284cfa9feaa8f54e7d488eb91ad25d6520","source_id":"us-mn","stale":false,"prev":"us-mn/minn.-stat.-72c.05","next":"us-mn/minn.-stat.-72c.07"},"notice":"GroundRules: Original legal text. Not legal advice."}