{"data":{"id":"us-mo/mo.-rev.-stat.-376.1510","jurisdiction":"us-mo","citation":"Mo. Rev. Stat. § 376.1510","heading":"Prohibited acts.","body":"A discount medical plan organization shall not:\n(1) Use in its advertisements, marketing material, brochures, and discount cards the terms \"health plan\", \"coverage\", \"co-pay\", \"co-payments\", \"preexisting conditions\", \"guaranteed issue\", \"premium\", \"PPO\", \"preferred provider organization\", or other terms in a manner that could reasonably mislead a person to believe that the discount medical plan is health insurance;\n(2) Except for hospital services, have restrictions on free access to plan providers including waiting periods and notification periods;\n(3) Pay providers any fees for medical services;\n(4) Collect or accept money from a member for payment to a provider for specific medical services furnished or to be furnished to the member, unless the organization is licensed by the director to act as an administrator; or\n(5) Except as otherwise provided in sections 376.1500 to 376.1532, as a disclaimer of any relationship between discount medical plan benefits and insurance, or as a description of an insurance product connected with a discount medical plan, use in its advertisements, marketing material, brochures, and discount cards the term \"insurance\".","path":["Title XXIV - BUSINESS AND FINANCIAL INSTITUTIONS","Chapter 376 - Life, Health and Accident Insurance"],"source_url":"https://revisor.mo.gov/main/OneSection.aspx?section=376.1510","current_through":"2026 legislative session (floor)","vintage":"","retrieved_at":"2026-09-03T22:23:27Z","sha256":"8cd9a622cf82b720bfcd88b3c4d7047cd7154f8c6935a5dff580c9b60ec3d0cc","source_id":"us-mo","stale":false,"prev":"us-mo/mo.-rev.-stat.-376.1508","next":"us-mo/mo.-rev.-stat.-376.1512"},"notice":"GroundRules: Original legal text. Not legal advice."}