{"data":{"id":"us-mo/mo.-rev.-stat.-376.453","jurisdiction":"us-mo","citation":"Mo. Rev. Stat. § 376.453","heading":"Premium — only cafeteria plans required, when.","body":"1. An employer that provides health insurance coverage for which any portion of the premium is payable by the employer shall not provide such coverage unless the employer has established a premium-only cafeteria plan as permitted under federal law, 26 U.S.C. Section 125. The provisions of this subsection shall not apply to employers who offer health insurance through any self-insured or self-funded group health benefit plan of any type or description.\n2. Nothing in this section shall prohibit or otherwise restrict an employer's ability to either provide a group health benefit plan or create a premium-only cafeteria plan with defined contributions and in which the employee purchases the policy.","path":["Title XXIV - BUSINESS AND FINANCIAL INSTITUTIONS","Chapter 376 - Life, Health and Accident Insurance"],"source_url":"https://revisor.mo.gov/main/OneSection.aspx?section=376.453","current_through":"2026 legislative session (floor)","vintage":"","retrieved_at":"2026-09-03T22:23:27Z","sha256":"89b25314d9c62f62afad0cee2f62b455a031fd6b44fa21be2d52a851e9bade34","source_id":"us-mo","stale":false,"prev":"us-mo/mo.-rev.-stat.-376.452","next":"us-mo/mo.-rev.-stat.-376.454"},"notice":"GroundRules: Original legal text. Not legal advice."}