{"data":{"id":"us-mo/mo.-rev.-stat.-400.4a-105","jurisdiction":"us-mo","citation":"Mo. Rev. Stat. § 400.4A-105","heading":"Other definitions.","body":"(a) In this Article:\n(1) \"Authorized account\" means a deposit account of a customer in a bank designated by the customer as a source of payment of payment orders issued by the customer to the bank. If a customer does not so designate an account, any account of the customer is an authorized account if payment of a payment order from that account is not inconsistent with a restriction on the use of that account.\n(2) \"Bank\" means a person engaged in the business of banking and includes a savings bank, savings and loan association, credit union, and trust company. A branch or separate office of a bank is a separate bank for purposes of this Article.\n(3) \"Customer\" means a person, including a bank, having an account with a bank or from whom a bank has agreed to receive payment orders.\n(4) \"Funds-transfer business day\" of a receiving bank means the part of a day during which the receiving bank is open for the receipt, processing, and transmittal of payment orders and cancellations and amendments of payment orders.\n(5) \"Funds-transfer system\" means a wire transfer network, automated clearinghouse, or other communication system of a clearinghouse or other association of banks through which a payment order by a bank may be transmitted to the bank to which the order is addressed.\n(6) \"Good faith\" means honesty in fact in the conduct or transaction concerned.\n(7) \"Prove\" with respect to a fact means to meet the burden of establishing the fact (Section 400.1-201(8)).\n(b) Other definitions applying to this Article and the sections in which they appear are:\n\"Acceptance\", section 400.4A-209;\n\"Beneficiary\", section 400.4A-103;\n\"Beneficiary's bank\", section 400.4A-103;\n\"Executed\", section 400.4A-301;\n\"Execution date\", section 400.4A-301;\n\"Funds transfer\", section 400.4A-104;\n\"Funds-transfer system rule\", section 400.4A-501;\n\"Intermediary bank\", section 400.4A-104;\n\"Originator\", section 400.4A-104;\n\"Originator's bank\", section 400.4A-104;\n\"Payment by beneficiary's bank to beneficiary\", section 400.4A-405;\n\"Payment by originator to beneficiary\", section 400.4A-406;\n\"Payment by sender to receiving bank\", section 400.4A-403;\n\"Payment date\", section 400.4A-401;\n\"Payment order\", section 400.4A-103;\n\"Receiving bank\", section 400.4A-103;\n\"Security procedure\", section 400.4A-201;\n\"Sender\", section 400.4A-103.\n(c) The following definitions in Article 4 apply to this Article;\n\"Clearinghouse\", section 400.4-104;\n\"Item\", section 400.4-104;\n\"Suspends payments\", section 400.4-104.\n(d) In addition Article 1 contains general definitions and principles of construction and interpretation applicable throughout this Article.","path":["Title XXVI - TRADE AND COMMERCE","Chapter 400 - Uniform Commercial Code"],"source_url":"https://revisor.mo.gov/main/OneSection.aspx?section=400.4A-105","current_through":"2026 legislative session (floor)","vintage":"","retrieved_at":"2026-09-03T22:23:28Z","sha256":"a5fab2711c4682cf0a87213edf5a4c9c54aaec5e4eda26d9b2357a76b4d416e7","source_id":"us-mo","stale":false,"prev":"us-mo/mo.-rev.-stat.-400.4a-104","next":"us-mo/mo.-rev.-stat.-400.4a-106"},"notice":"GroundRules: Original legal text. Not legal advice."}