{"data":{"id":"us-mo/mo.-rev.-stat.-400.9-201","jurisdiction":"us-mo","citation":"Mo. Rev. Stat. § 400.9-201","heading":"General effectiveness of security agreement.","body":"(a) Except as otherwise provided in chapter 400, a security agreement is effective according to its terms between the parties, against purchasers of the collateral, and against creditors.\n(b) A transaction subject to this article is subject to any applicable rule of law which establishes a different rule for consumers.\n(c) In case of conflict between this article and a rule of law, statute, or regulation described in subsection (b), the rule of law, statute, or regulation controls. Failure to comply with a statute or regulation described in subsection (b) has only the effect the statute or regulation specifies.\n(d) This article does not:\n(1) Validate any rate, charge, agreement, or practice that violates a rule of law, statute, or regulation described in subsection (b); or\n(2) Extend the application of the rule of law, statute, or regulation to a transaction not otherwise subject to it.","path":["Title XXVI - TRADE AND COMMERCE","Chapter 400 - Uniform Commercial Code"],"source_url":"https://revisor.mo.gov/main/OneSection.aspx?section=400.9-201","current_through":"2026 legislative session (floor)","vintage":"","retrieved_at":"2026-09-03T22:23:28Z","sha256":"e28a6e763a6c93d0d298b34fbc809ded293fe50cf20927f11cf0305e68b20c7a","source_id":"us-mo","stale":false,"prev":"us-mo/mo.-rev.-stat.-400.9-110","next":"us-mo/mo.-rev.-stat.-400.9-202"},"notice":"GroundRules: Original legal text. Not legal advice."}