{"data":{"id":"us-ms/miss.-code-ann.-11-7-12","jurisdiction":"us-ms","citation":"Miss. Code Ann. § 11-7-12","heading":"Miss. Code Ann. § 11-7-12","body":"(1) If a check, draft or order is made, drawn, issued, uttered or delivered in violation of Section 97-19-55 , the payee, endorser or his assignee shall be entitled to collect, in addition to the face amount of the check, draft or order, a service charge of Forty Dollars ($40.00).\n\n(2) In any civil action founded on a check, draft or order made, drawn, issued, uttered or delivered in violation of Section 97-19-55 , the plaintiff, if he be a payee, endorser, holder or assignee, shall be entitled to recover, in addition to the face amount of the check, draft or order, damages in the following amount:\n\n(a) If the amount of the check, draft or order is up to and including Twenty-five Dollars ($25.00), then the additional damages shall be:\n\n(i) A service charge of Thirty Dollars ($30.00); and\n\n(ii) In the event suit is filed by a licensed attorney, reasonable attorney's fees as determined by the judge.\n\n(b) If the amount of the check, draft or order is above Twenty-five Dollars, then the additional damages shall be:\n\n(i) A service charge of Forty Dollars ($40.00); and\n\n(ii) In the event suit is filed by a licensed attorney, reasonable attorney's fees as determined by the judge.\n\n(c) The payee, endorser, holder or assignee of a check, draft or order may claim in a single civil action all checks, drafts or orders made, drawn, issued, uttered or delivered in violation of Section 97-19-55 by a single drawer without regard to venue or the identity or number of payees on those instruments.\n\n(d) The provisions of this section shall also apply to electronic transfers of funds.","path":["MS Code","Title 11"],"source_url":"https://legislature.ms.gov/","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:17Z","sha256":"63fcf4153d1b5a6b4c4cca434793c815cdc58d0520e297edf107104a0085dba5","source_id":"us-ms","stale":false,"prev":"us-ms/miss.-code-ann.-11-7-11","next":"us-ms/miss.-code-ann.-11-7-13"},"notice":"GroundRules: Original legal text. Not legal advice."}