{"data":{"id":"us-ms/miss.-code-ann.-75-24-207","jurisdiction":"us-ms","citation":"Miss. Code Ann. § 75-24-207","heading":"Miss. Code Ann. § 75-24-207","body":"(1) On a request in writing or by telephone and with proper identification provided by a consumer, including the consumer's personal identification number or password provided under Section 75-24-201 , a consumer reporting agency shall remove a security freeze within three (3) business days after the agency receives the request.\n\n(2) On a request in writing or by telephone and with proper identification provided by a consumer, including the consumer's personal identification number or password provided under Section 75-24-201 , a consumer reporting agency shall, within three (3) business days after the agency receives the request, temporarily lift the security freeze for:\n\n(a) A certain properly designated period; or\n\n(b) A certain properly identified requester.\n\n(3) A consumer reporting agency may develop procedures involving the use of a telephone, a facsimile machine, the Internet or another electronic medium to receive and process a request from a consumer under this section.\n\n(4) A consumer reporting agency shall remove a security freeze placed on a consumer file if the security freeze was placed due to a material misrepresentation of fact by the consumer. The consumer reporting agency shall notify the consumer in writing before removing the security freeze under this subsection.\n\n(5) A consumer reporting agency may not charge a fee for a request under subsection (1) or (2).","path":["MS Code","Title 75"],"source_url":"https://legislature.ms.gov/","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:17Z","sha256":"aa3638cbae2c029b0ba758fee40bb0ee2f59b1938ae1d7c6d163cb25634e11dd","source_id":"us-ms","stale":false,"prev":"us-ms/miss.-code-ann.-75-24-205","next":"us-ms/miss.-code-ann.-75-24-209"},"notice":"GroundRules: Original legal text. Not legal advice."}