{"data":{"id":"us-ms/miss.-code-ann.-75-24-209","jurisdiction":"us-ms","citation":"Miss. Code Ann. § 75-24-209","heading":"Miss. Code Ann. § 75-24-209","body":"A security freeze does not apply to a consumer report provided to:\n\n(a) A state or local governmental entity, including a law enforcement agency or court or private collection agency, if the entity, agency or court is acting under a court order, warrant, subpoena or administrative subpoena;\n\n(b) An agency acting to investigate or collect child support payments or acting under Title IV-D of the Social Security Act ( 42 USCS Section 651 et seq. );\n\n(c) The State Tax Commission acting to investigate or collect delinquent sales or franchise taxes;\n\n(d) A tax assessor-collector acting to investigate or collect delinquent ad valorem taxes;\n\n(e) A person for the purposes of prescreening as provided by the Fair Credit Reporting Act ( 15 USCS Section 1681 et seq. ), as amended;\n\n(f) A person who intends to use the information for employment purposes;\n\n(g) A person who intends to use the information in connection with adjusting a claim, rating or underwriting of insurance involving the consumer;\n\n(h) A person with whom the consumer has an account or contract or to whom the consumer has issued a negotiable instrument, or the person's subsidiary, affiliate, agent, assignee, prospective assignee or private collection agency, for purposes related to that account, contract or instrument;\n\n(i) A subsidiary, affiliate, agent, assignee or prospective assignee of a person to whom access has been granted under Section 75-24-207(2) ;\n\n(j) A person who administers a credit file monitoring subscription service to which the consumer has subscribed;\n\n(k) A person for the purpose of providing a consumer with a copy of the consumer's report on the consumer's request;\n\n(l) A check service or fraud prevention service company that issues consumer reports:\n\n(i) To prevent or investigate fraud; or\n\n(ii) For purposes of approving or processing negotiable instruments, electronic funds transfers or similar methods of payment;\n\n(m) A deposit account information service company that issues consumer reports related to account closures caused by fraud, substantial overdrafts, automated teller machine abuses or similar negative information regarding a consumer to an inquiring financial institution for use by the financial institution only in reviewing a consumer request for a deposit account with that institution; or\n\n(n) A consumer reporting agency that:\n\n(i) Acts only to resell credit information by assembling and merging information contained in a database of another consumer reporting agency or multiple consumer reporting agencies; and\n\n(ii) Does not maintain a permanent database of credit information from which new consumer reports are produced.","path":["MS Code","Title 75"],"source_url":"https://legislature.ms.gov/","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:17Z","sha256":"e0387d6840559e563f614ec680ecee0f8954e742edbf20e0898878696740acd1","source_id":"us-ms","stale":false,"prev":"us-ms/miss.-code-ann.-75-24-207","next":"us-ms/miss.-code-ann.-75-24-21"},"notice":"GroundRules: Original legal text. Not legal advice."}