{"data":{"id":"us-ms/miss.-code-ann.-75-9-614","jurisdiction":"us-ms","citation":"Miss. Code Ann. § 75-9-614","heading":"Contents and form of notification before disposition of collateral: consumer-goods transaction.","body":"In a consumer-goods transaction, the following rules apply:\n(1) A notification of disposition must provide the following information:\n(A) The information specified in Section 75-9-613(1);\n(B) A description of any liability for a deficiency of the person to which the notification is sent;\n(C) A telephone number from which the amount that must be paid to the secured party to redeem the collateral under Section 75-9-623 is available; and\n(D) A telephone number or mailing address from which additional information concerning the disposition and the obligation secured is available.\n(2) A particular phrasing of the notification is not required.\n(3) The following form of notification, when completed, provides sufficient information:\nName and address of secured party:\nDate:\nNOTICE OF OUR PLAN TO SELL PROPERTY\nClick to view\nName and address of any obligor who is also a debtor:\nSubject: [Identification of transaction]\nWe have your: [describe collateral] because you broke promises in our agreement.\n[For a public disposition:]\nWe will sell [describe collateral] at public sale. A sale could include a lease or license. The sale will be held as follows:\nDate: _______________\nTime: _______________\nPlace: _______________\nYou may attend the sale and bring bidders if you want.\n[For a private disposition]\nWe will sell [describe collateral] at private sale sometime after [date]. A sale could include a lease or license.\nThe money that we get from the sale (after paying our costs) will reduce the amount you owe. If we get less money than you owe, you [will or will not, as applicable] still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else.\nYou can get the property back at any time before we sell it by paying us the full amount you owe which is then due or past due, (excluding any amount that would not be due except for an acceleration provision), including our expenses. To learn the exact amount you must pay, call us at [telephone number].\nIf you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at [telephone number], or write us at [secured party’s address] and request a written explanation. We will charge you $ _______________ for the explanation if we sent you another written explanation of the amount you owe us within the last six (6) months.\nIf you need more information about the sale call us at [telephone number], or write us at [secured party’s address].\nWe are sending this notice to the following other people who have an interest in [describe collateral] or who owe money under your agreement:\nNames of all other debtors and obligors, if any:\n[END OF FORM]\nClick to view\n(4) A notification in the form of paragraph (3) is sufficient, even if additional information appears at the end of the form.\n(5) A notification in the form of paragraph (3) is sufficient, even if it includes errors in information not required by paragraph (1), unless the error is misleading with respect to rights arising under this article.\n(6) If a notification under this section is not in the form of paragraph (3), law other than this article determines the effect of including information not required by paragraph (1).","path":["Title 75. Regulation of Trade, Commerce and Investments","Chapter 9. Uniform Commercial Code—Secured Transactions","Part 6. Default.","Subpart 1. Default and Enforcement of Security Interest."],"source_url":"https://archive.org/download/gov.ms.code.ann.2018/release78.2020.07.08/gov.ms.code.title.75.odt","current_through":"2020-07-08","vintage":"Mississippi Code Release 78 (2020-07), retrieved 2026-09-17","retrieved_at":"2026-10-27T05:54:13Z","sha256":"7f487f75a801e3d869f0f31dc206dd5522dc2e525ce92fcbca7795ff99b775fa","source_id":"us-ms","stale":false,"prev":"us-ms/miss.-code-ann.-75-9-613","next":"us-ms/miss.-code-ann.-75-9-615","notices":[{"id":"open-us-law","title":"Open US Law compilation","text":"Compilation CC BY 4.0, Open US Law (Vaquill AI). GroundRules uses only the releases published under CC BY 4.0: from v2026.09 the compilation is licensed CC BY-NC 4.0, and GroundRules does not use those releases. Each affected row names its release in its vintage label. GroundRules parsed and filtered the compilation to retain enacted text.","url":"https://huggingface.co/datasets/vaquill/open-us-law","license_url":"https://creativecommons.org/licenses/by/4.0/"},{"id":"pro-ms","title":"Mississippi Release 78 supplement","text":"Mississippi electronic product files were republished by Public.Resource.Org under a public-domain dedication. GroundRules uses enacted text from Release 78 only as a labeled supplement to the newer Open US Law rows.","url":"https://archive.org/details/gov.ms.code.ann.2018"}]},"notice":"GroundRules: Original legal text. Not legal advice."}