{"data":{"id":"us-ms/miss.-code-ann.-83-54-11","jurisdiction":"us-ms","citation":"Miss. Code Ann. § 83-54-11","heading":"Exclusions from coverage.","body":"(1) Creditor-placed insurance coverage shall not include:\n(a) Coverage for the cost of repossession;\n(b) Skip, confiscation and conversion coverage;\n(c) Coverage for payment of mechanics’ or other liens that do not arise from a covered loss occurrence;\n(d) Coverage that requires a debtor’s insurance deductible to be less than Two Hundred Dollars ($200.00); or\n(e) Coverage that is broader than the insurance coverages that meet the minimum insurance requirements of the credit agreement.\n(2) Nothing in this section shall be deemed to prohibit the issuance of a separate policy or endorsement providing the coverages listed in subsection (1) of this section. However, no charge shall be passed along to the debtor for the coverages.","path":["Title 83. Insurance","Chapter 54. Mississippi Creditor-Placed Insurance Act"],"source_url":"https://archive.org/download/gov.ms.code.ann.2018/release78.2020.07.08/gov.ms.code.title.83.odt","current_through":"2020-07-08","vintage":"Mississippi Code Release 78 (2020-07), retrieved 2026-09-17","retrieved_at":"2026-10-27T05:54:33Z","sha256":"5b3356f4b49e380cedda51115c6bba502f1126c5f7a090d52c979212dda07480","source_id":"us-ms","stale":false,"prev":"us-ms/miss.-code-ann.-83-54-9","next":"us-ms/miss.-code-ann.-83-54-13","notices":[{"id":"open-us-law","title":"Open US Law compilation","text":"Compilation CC BY 4.0, Open US Law (Vaquill AI). GroundRules uses only the releases published under CC BY 4.0: from v2026.09 the compilation is licensed CC BY-NC 4.0, and GroundRules does not use those releases. Each affected row names its release in its vintage label. GroundRules parsed and filtered the compilation to retain enacted text.","url":"https://huggingface.co/datasets/vaquill/open-us-law","license_url":"https://creativecommons.org/licenses/by/4.0/"},{"id":"pro-ms","title":"Mississippi Release 78 supplement","text":"Mississippi electronic product files were republished by Public.Resource.Org under a public-domain dedication. GroundRules uses enacted text from Release 78 only as a labeled supplement to the newer Open US Law rows.","url":"https://archive.org/details/gov.ms.code.ann.2018"}]},"notice":"GroundRules: Original legal text. Not legal advice."}