{"data":{"id":"us-ms/miss.-code-ann.-83-6-23","jurisdiction":"us-ms","citation":"Miss. Code Ann. § 83-6-23","heading":"Factors to be considered in determining reasonableness of insurer’s surplus.","body":"For purposes of this chapter, in determining whether an insurer’s surplus as regards policyholders is reasonable in relation to the insurer’s outstanding liabilities and adequate to its financial needs, the following factors, among others, are to be considered:\n(a) The size of the insurer as measured by its assets, capital and surplus, reserves, premium writings, insurance in force and other appropriate criteria;\n(b) The extent to which the insurer’s business is diversified among the several lines of insurance;\n(c) The number and size of risks insured in each line of business;\n(d) The extent of the geographical dispersion of the insurer’s insured risks;\n(e) The nature and extent of the insurer’s reinsurance program;\n(f) The quality, diversification and liquidity of the insurer’s investment portfolio;\n(g) The recent past and projected future trend in the size of the insurer’s surplus as regards policyholders;\n(h) The surplus as regards policyholders maintained by other comparable insurers;\n(i) The adequacy of the insurer’s reserves; and\n(j) The quality and liquidity of investments in affiliates. The commissioner may treat any such investment as a disallowed asset for purposes of determining the adequacy of surplus as regards policyholders whenever in his judgment such investment so warrants.","path":["Title 83. Insurance","Chapter 6. Registration and Examination of Insurers"],"source_url":"https://archive.org/download/gov.ms.code.ann.2018/release78.2020.07.08/gov.ms.code.title.83.odt","current_through":"2020-07-08","vintage":"Mississippi Code Release 78 (2020-07), retrieved 2026-09-17","retrieved_at":"2026-10-27T05:54:33Z","sha256":"9aa535023a3d9bef7ac37074fa6dc0a8a7f73827da3df93e1293d5fa58d53e5d","source_id":"us-ms","stale":false,"prev":"us-ms/miss.-code-ann.-83-6-22","next":"us-ms/miss.-code-ann.-83-6-24","notices":[{"id":"open-us-law","title":"Open US Law compilation","text":"Compilation CC BY 4.0, Open US Law (Vaquill AI). GroundRules uses only the releases published under CC BY 4.0: from v2026.09 the compilation is licensed CC BY-NC 4.0, and GroundRules does not use those releases. Each affected row names its release in its vintage label. GroundRules parsed and filtered the compilation to retain enacted text.","url":"https://huggingface.co/datasets/vaquill/open-us-law","license_url":"https://creativecommons.org/licenses/by/4.0/"},{"id":"pro-ms","title":"Mississippi Release 78 supplement","text":"Mississippi electronic product files were republished by Public.Resource.Org under a public-domain dedication. GroundRules uses enacted text from Release 78 only as a labeled supplement to the newer Open US Law rows.","url":"https://archive.org/details/gov.ms.code.ann.2018"}]},"notice":"GroundRules: Original legal text. Not legal advice."}