{"data":{"id":"us-ms/miss.-code-ann.-83-71-59","jurisdiction":"us-ms","citation":"Miss. Code Ann. § 83-71-59","heading":"Insurer or insurance professional taking adverse action on the basis of a medical condition insurer or insurance professional knows is abuse-related required to provide explanation for action.","body":"An insurer or insurance professional that takes an action that adversely affects an applicant or insured on the basis of a medical condition that the insurer or insurance professional knows or has reason to know is abuse-related shall explain the reason for its action to the applicant or insured in writing and shall be able to demonstrate that its action, and any applicable policy provision:\n(a) Does not have the purpose or effect of treating abuse status as a medical condition or underwriting criterion;\n(b) Is not based upon any actual or perceived correlation between a medical condition and abuse;\n(c) Is otherwise permissible by law and applies in the same manner and to the same extent to all applicants and insureds with a similar medical condition without regard to whether the condition or claim is abuse-related; and\n(d) Except for claims actions, is based on a determination, made in conformance with sound actuarial principles and otherwise supported by actual or reasonably anticipated experience, that there is a correlation between the medical condition and a material increase in insurance risk.","path":["Title 83. Insurance","Chapter 71. Unfair Discrimination Against Subjects of Abuse in Health, Life, and Disability Income Insurance","Discrimination Against Subjects of Abuse in Life Insurance"],"source_url":"https://archive.org/download/gov.ms.code.ann.2018/release78.2020.07.08/gov.ms.code.title.83.odt","current_through":"2020-07-08","vintage":"Mississippi Code Release 78 (2020-07), retrieved 2026-09-17","retrieved_at":"2026-10-27T05:54:33Z","sha256":"80fa378754eb501c984c45986cc340a56bbe574c6f4336cebe1942f0cab6bc4d","source_id":"us-ms","stale":false,"prev":"us-ms/miss.-code-ann.-83-71-57","next":"us-ms/miss.-code-ann.-83-71-61","notices":[{"id":"open-us-law","title":"Open US Law compilation","text":"Compilation CC BY 4.0, Open US Law (Vaquill AI). GroundRules uses only the releases published under CC BY 4.0: from v2026.09 the compilation is licensed CC BY-NC 4.0, and GroundRules does not use those releases. Each affected row names its release in its vintage label. GroundRules parsed and filtered the compilation to retain enacted text.","url":"https://huggingface.co/datasets/vaquill/open-us-law","license_url":"https://creativecommons.org/licenses/by/4.0/"},{"id":"pro-ms","title":"Mississippi Release 78 supplement","text":"Mississippi electronic product files were republished by Public.Resource.Org under a public-domain dedication. GroundRules uses enacted text from Release 78 only as a labeled supplement to the newer Open US Law rows.","url":"https://archive.org/details/gov.ms.code.ann.2018"}]},"notice":"GroundRules: Original legal text. Not legal advice."}