{"data":{"id":"us-mt/30-14-2013","jurisdiction":"us-mt","citation":"30-14-2013","heading":"Prohibited practices.","body":"(1) A credit counseling service may not:\n(a) purchase any debt or obligation of a consumer;\n(b) lend money or provide credit to a consumer;\n(c) obtain a mortgage or other security interest in any property of a consumer;\n(d) operate as a collection agency;\n(e) structure a debt management plan in a way that at the debt management plan's conclusion any debts of the consumer that are subject to the debt management plan are not fully amortized;\n(f) charge for or provide credit insurance;\n(g) cause or attempt to cause a consumer to waive or forego any right or benefit that the consumer has under the provisions of this part; or\n(h) operate in this state without a license.\n(2) (a) A credit counseling service may not advertise its services in any manner in this state without first being licensed by the department.\n(b) A credit counseling service or any person on a credit counseling service's behalf may not misrepresent any material fact or make a false promise intended to induce a consumer into entering a debt management plan.","path":["TITLE 30. TRADE AND COMMERCE","CHAPTER 14. UNFAIR TRADE PRACTICES AND CONSUMER PROTECTION","Part 20. Montana Consumer Debt Management Services Act"],"source_url":"https://mca.legmt.gov/bills/mca/title_0300/chapter_0140/part_0200/section_0130/0300-0140-0200-0130.html","current_through":"Montana Code Annotated 2025","vintage":"","retrieved_at":"2026-09-14T04:51:38Z","sha256":"b202025f71f3645e68ea1f0c5da064300d451a99d598867bd052bbd5d5bfe862","source_id":"us-mt","stale":false,"prev":"us-mt/30-14-2011","next":"us-mt/30-14-2014"},"notice":"GroundRules: Original legal text. Not legal advice."}