{"data":{"id":"us-mt/30-9a-516","jurisdiction":"us-mt","citation":"30-9A-516","heading":"What constitutes filing -- effectiveness of filing.","body":"(1) Except as otherwise provided in subsection (2), communication of a record to a filing office and tender of the filing fee or acceptance of the record by the filing office constitutes filing.\n(2) Filing does not occur with respect to a record that a filing office refuses to accept because:\n(a) the record is not communicated by a method or medium of communication authorized by the filing office;\n(b) an amount equal to or greater than the applicable filing fee is not tendered;\n(c) the filing office is unable to index the record because:\n(i) in the case of an initial financing statement, the record does not provide a name for the debtor;\n(ii) in the case of an amendment or information statement, the record:\n(A) does not identify the initial financing statement as required by 30-9A-512 or 30-9A-518, as applicable; or\n(B) identifies an initial financing statement whose effectiveness has lapsed under 30-9A-515;\n(iii) in the case of an initial financing statement that provides the name of a debtor identified as an individual or an amendment that provides a name of a debtor identified as an individual that was not previously provided in the financing statement to which the record relates, the record does not identify the debtor's surname; or\n(iv) in the case of a record filed or recorded in the filing office described in 30-9A-501(1)(a), the record does not provide a sufficient description of the real property to which it relates;\n(d) in the case of an initial financing statement or an amendment that adds a secured party of record, the record does not provide a name and mailing address for the secured party of record;\n(e) in the case of an initial financing statement or an amendment that provides a name of a debtor that was not previously provided in the financing statement to which the amendment relates, the record does not:\n(i) provide a mailing address for the debtor; or\n(ii) indicate whether the name provided as the name of the debtor is the name of an individual or an organization;\n(f) in the case of an assignment reflected in an initial financing statement under 30-9A-514(1) or an amendment filed under 30-9A-514(2), the record does not provide a name and mailing address for the assignee; or\n(g) in the case of a continuation statement, the record is not filed within the 6-month period prescribed by 30-9A-515(4).\n(3) For purposes of subsection (2):\n(a) a record does not provide information if the filing office is unable to read or decipher the information; and\n(b) a record that does not indicate that it is an amendment or identify an initial financing statement to which it relates, as required by 30-9A-512, 30-9A-514, or 30-9A-518, is an initial financing statement.\n(4) A record that is communicated to the filing office with tender of the filing fee, but that the filing office refuses to accept for a reason other than one set forth in subsection (2), is effective as a filed record except as against a purchaser of the collateral that gives value in reasonable reliance upon the absence of the record from the files.","path":["TITLE 30. TRADE AND COMMERCE","CHAPTER 9A. UNIFORM COMMERCIAL CODE SECURED TRANSACTIONS","Part 5. Filing"],"source_url":"https://mca.legmt.gov/bills/mca/title_0300/chapter_009A/part_0050/section_0160/0300-009A-0050-0160.html","current_through":"Montana Code Annotated 2025","vintage":"","retrieved_at":"2026-09-14T04:51:16Z","sha256":"35c7bbeba3a91fdf70cf9750336ed48cd44f37808bea0f400261b9e65aa5dd78","source_id":"us-mt","stale":false,"prev":"us-mt/30-9a-515","next":"us-mt/30-9a-517"},"notice":"GroundRules: Original legal text. Not legal advice."}