{"data":{"id":"us-mt/33-18-202","jurisdiction":"us-mt","citation":"33-18-202","heading":"Misrepresentation and false advertising of policies prohibited.","body":"A person may not make, issue, circulate, or cause to be made, issued, or circulated any estimate, illustration, circular, sales presentation, omission, comparison, or statement that:\n(1) misrepresents the benefits, advantages, conditions, or terms of any insurance policy;\n(2) misrepresents the dividends or share of the surplus to be received on any insurance policy;\n(3) makes any false or misleading statement as to the dividends or share of surplus previously paid on any insurance policy;\n(4) is misleading or is a misrepresentation as to the financial condition of any person or as to the legal reserve system upon which any life insurer operates;\n(5) uses any name or title of any insurance policy or class of insurance policies misrepresenting the true nature of the policy or class of policies;\n(6) is a misrepresentation, including any intentional misquote of the premium rate, for the purpose of inducing or tending to induce the purchase, lapse, forfeiture, exchange, conversion, or surrender of any insurance policy;\n(7) is a misrepresentation for the purpose of effecting a pledge or assignment of or effecting a loan against any insurance policy;\n(8) misrepresents any insurance policy as being shares of stock; or\n(9) offers or provides insurance as an inducement to the purchase of another policy or otherwise uses certain terms including but not limited to \"free\" or \"no cost\".","path":["TITLE 33. INSURANCE AND INSURANCE COMPANIES","CHAPTER 18. UNFAIR TRADE PRACTICES","Part 2. Insurer's Relations With Insured and Claimant"],"source_url":"https://mca.legmt.gov/bills/mca/title_0330/chapter_0180/part_0020/section_0020/0330-0180-0020-0020.html","current_through":"Montana Code Annotated 2025","vintage":"","retrieved_at":"2026-09-14T04:52:36Z","sha256":"c557202d59beb6d2ad3511499739a35b44a2a7a642a96a7225c0d8a744bb72fb","source_id":"us-mt","stale":false,"prev":"us-mt/33-18-201","next":"us-mt/33-18-203"},"notice":"GroundRules: Original legal text. Not legal advice."}