{"data":{"id":"us-mt/33-22-1113","jurisdiction":"us-mt","citation":"33-22-1113","heading":"Disclosure and performance standards for long-term care insurance.","body":"(1) The commissioner may by rule adopt standards for full and fair disclosure, setting forth the manner, content, and disclosures required to be made in a long-term care insurance policy, including but not limited to:\n(a) terms of renewability;\n(b) initial and subsequent conditions of eligibility;\n(c) nonduplication of coverage provisions;\n(d) coverage of dependents;\n(e) preexisting conditions;\n(f) termination of insurance;\n(g) continuation or conversion;\n(h) probationary periods;\n(i) limitations;\n(j) exceptions;\n(k) reductions;\n(l) elimination periods;\n(m) requirements for replacement;\n(n) recurrent conditions;\n(o) definition of terms;\n(p) prohibitions on limitations and exclusions;\n(q) extension of benefits;\n(r) discontinuance and replacement of policies;\n(s) unintentional lapse;\n(t) prohibitions against postclaim underwriting;\n(u) minimum standards for home health and community care benefits;\n(v) inflation protection;\n(w) incontestability period; and\n(x) tax consequences.\n(2) A group long-term care insurance policy must include a provision relating to conversion on termination of eligibility as described in 33-22-508 or include a provision for continuation of coverage that maintains coverage under the existing group policy if the coverage would otherwise terminate.","path":["TITLE 33. INSURANCE AND INSURANCE COMPANIES","CHAPTER 22. DISABILITY INSURANCE","Part 11. Long-Term Care Insurance Act"],"source_url":"https://mca.legmt.gov/bills/mca/title_0330/chapter_0220/part_0110/section_0130/0330-0220-0110-0130.html","current_through":"Montana Code Annotated 2025","vintage":"","retrieved_at":"2026-09-14T04:52:47Z","sha256":"3062db467b2698e87d77169339f8bf1fe9758399f1331b4011f1e335aea23913","source_id":"us-mt","stale":false,"prev":"us-mt/33-22-1112","next":"us-mt/33-22-1114"},"notice":"GroundRules: Original legal text. Not legal advice."}