{"data":{"id":"us-mt/33-22-1114","jurisdiction":"us-mt","citation":"33-22-1114","heading":"Prohibited practices and policy provisions.","body":"(1) An insurance company may not issue a refund to a person other than the owner of the policy or certificate.\n(2) A long-term care insurance policy may not:\n(a) be canceled, nonrenewed, or otherwise terminated on any grounds other than the insured's or certificate holder's failure to pay the premium;\n(b) contain a provision establishing a new waiting period if existing coverage is converted to or replaced by a new or other form within the same company, except with respect to an increase in benefits voluntarily selected by the insured individual or group policyholder; or\n(c) provide coverage for only skilled nursing care or provide substantially more coverage for skilled nursing care in a facility than coverage for lower levels of care.","path":["TITLE 33. INSURANCE AND INSURANCE COMPANIES","CHAPTER 22. DISABILITY INSURANCE","Part 11. Long-Term Care Insurance Act"],"source_url":"https://mca.legmt.gov/bills/mca/title_0330/chapter_0220/part_0110/section_0140/0330-0220-0110-0140.html","current_through":"Montana Code Annotated 2025","vintage":"","retrieved_at":"2026-09-14T04:52:47Z","sha256":"c38fdc70e6984a0525466a53198d0e00d211f2223859e5ecd337e9c98d653e94","source_id":"us-mt","stale":false,"prev":"us-mt/33-22-1113","next":"us-mt/33-22-1115"},"notice":"GroundRules: Original legal text. Not legal advice."}