{"data":{"id":"us-mt/33-22-246","jurisdiction":"us-mt","citation":"33-22-246","heading":"Preexisting conditions relating to individual market.","body":"(1) Except as provided in subsection (2), a health insurance issuer offering individual health insurance coverage may not exclude coverage for a preexisting condition unless:\n(a) medical advice, diagnosis, care, or treatment was recommended to or received by the participant or beneficiary within the 3 years preceding the effective date of coverage; and\n(b) coverage for the condition is excluded for not more than 12 months.\n(2) A health insurance issuer offering health insurance coverage may not impose a preexisting condition exclusion on a federally defined eligible individual because of a preexisting condition.","path":["TITLE 33. INSURANCE AND INSURANCE COMPANIES","CHAPTER 22. DISABILITY INSURANCE","Part 2. Individual Policy Requirements"],"source_url":"https://mca.legmt.gov/bills/mca/title_0330/chapter_0220/part_0020/section_0460/0330-0220-0020-0460.html","current_through":"Montana Code Annotated 2025","vintage":"","retrieved_at":"2026-09-14T04:52:45Z","sha256":"cade28f1be95cca4f87356d504a367006f5b9d92e5afd408647d570af1461640","source_id":"us-mt","stale":false,"prev":"us-mt/33-22-245","next":"us-mt/33-22-247"},"notice":"GroundRules: Original legal text. Not legal advice."}