{"data":{"id":"us-nc/n.c.-gen.-stat.-14-391","jurisdiction":"us-nc","citation":"N.C. Gen. Stat. § 14-391","heading":"Usurious loans on household and kitchen furniture or assignment of wages.","body":"Any person, firm or corporation who shall lend money in any manner whatsoever by note, chattel mortgage, conditional sale, or purported conditional sale or otherwise, upon any article of household or kitchen furniture, or any assignment of wages, earned or to be earned, and shall willfully:\n(1)\tTake, receive, reserve or charge a greater rate of interest than permitted by law, either before or after the interest may accrue; or\n(2)\tRefuse to give receipts for payments on interest or principal of such loan; or\n(3)\tFail or refuse to surrender the note and security when the same is paid off or a new note and mortgage is given in renewal, unless such new mortgage shall state the amount still due by the old note or mortgage and that the new one is given as additional security;\nshall be guilty of a Class 1 misdemeanor and in addition thereto shall be subject to the provisions of G.S. 24-2. (1907, c. 110; C.S., s. 4509; 1927, c. 72; 1959, c. 195; 1977, c. 807; 1993, c. 539, s. 259; 1994, Ex. Sess., c. 24, s. 14(c).)","path":["Chapter 14. Criminal Law.","SUBCHAPTER XI. GENERAL POLICE REGULATIONS.","Article 52. Miscellaneous Police Regulations."],"source_url":"https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_14/GS_14-391.html","current_through":"S.L. 2026-30","vintage":"","retrieved_at":"2026-08-27T17:56:32Z","sha256":"6e36f446cdfb5c02bd99e68e77b3e2785a824ce3e651c7eef86d0e46d91f06c8","source_id":"us-nc","stale":false,"prev":"us-nc/n.c.-gen.-stat.-14-390-through-14-390.1","next":"us-nc/n.c.-gen.-stat.-14-392-through-14-393"},"notice":"GroundRules: Original legal text. Not legal advice."}