{"data":{"id":"us-nc/n.c.-gen.-stat.-25a-26","jurisdiction":"us-nc","citation":"N.C. Gen. Stat. § 25A-26","heading":"Substitution of collateral.","body":"Subject to the provisions of G.S. 25A-23, if all involved parties agree, there may be a substitution of collateral under a security instrument in a consumer credit sale. For such substitution, the seller may impose a fee not to exceed ten percent (10%) of the unpaid balance of the debt or fifteen dollars ($15.00), whichever is less. (1971, c. 796, s. 1.)","path":["Chapter 25A. Retail Installment Sales Act."],"source_url":"https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-26.html","current_through":"S.L. 2026-30","vintage":"","retrieved_at":"2026-08-27T17:58:52Z","sha256":"c00ffdbe754dcfde3b2df58351012f8a5cf012bd0d46424e9b7dab2f42128d86","source_id":"us-nc","stale":false,"prev":"us-nc/n.c.-gen.-stat.-25a-25","next":"us-nc/n.c.-gen.-stat.-25a-27"},"notice":"GroundRules: Original legal text. Not legal advice."}