{"data":{"id":"us-nc/n.c.-gen.-stat.-25a-9","jurisdiction":"us-nc","citation":"N.C. Gen. Stat. § 25A-9","heading":"\"Amount financed\" defined.","body":"(a)\t\"Amount financed\" means the total of the following to the extent that payment is deferred by the seller:\n(1)\tThe cash price of the goods or services less the amount of any down payment whether made in cash or property traded in,\n(2)\tThe amount actually paid or to be paid by the seller pursuant to an agreement with the buyer to discharge a security interest or lien on property traded in,\n(3)\tAdditional charges for insurance described in G.S. 25A-8(b) and charges referred to in G.S. 25A-8(c), and\n(4)\tOfficial fees as described in G.S. 25A-10, to the extent they are itemized and disclosed to the buyer.\n(b)\tIf not included in the cash price, the amount financed includes any applicable sales, use or documentary stamp taxes and any amount actually paid or to be paid by the seller for registration, certificate of title or license fees. (1971, c. 796, s. 1.)","path":["Chapter 25A. Retail Installment Sales Act."],"source_url":"https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-9.html","current_through":"S.L. 2026-30","vintage":"","retrieved_at":"2026-08-27T17:58:52Z","sha256":"fe9e53c4bc4707c5684028f518cbd98754fc4ed23c70796c79b8d9dd5585892d","source_id":"us-nc","stale":false,"prev":"us-nc/n.c.-gen.-stat.-25a-8","next":"us-nc/n.c.-gen.-stat.-25a-10"},"notice":"GroundRules: Original legal text. Not legal advice."}