{"data":{"id":"us-nc/n.c.-gen.-stat.-58-39-20","jurisdiction":"us-nc","citation":"N.C. Gen. Stat. § 58-39-20","heading":"Pretext interviews.","body":"No insurance institution, agent, or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction: Provided, however, a pretext interview may be undertaken to obtain information from a person or institution that does not have a generally or statutorily recognized privileged relationship with the person about whom the information relates for the purpose of investigating a claim where, based upon specific information available for review by the Commissioner, there is a reasonable basis for suspecting criminal activity, fraud, material misrepresentation, or material nondisclosure in connection with the claim. (1981, c. 846, s. 1; 2003-262, s. 2(1).)","path":["Chapter 58. Insurance.","Article 39. Consumer and Customer Information Privacy.","Part 1. Insurance Information and Privacy Protection."],"source_url":"https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-39-20.html","current_through":"S.L. 2026-30","vintage":"","retrieved_at":"2026-08-27T18:06:53Z","sha256":"4697b4079930e6b2bba2b83ecc612a33d09947ed864ad0b48697883274ea920d","source_id":"us-nc","stale":false,"prev":"us-nc/n.c.-gen.-stat.-58-39-15","next":"us-nc/n.c.-gen.-stat.-58-39-25"},"notice":"GroundRules: Original legal text. Not legal advice."}