{"data":{"id":"us-nc/n.c.-gen.-stat.-58-39-65","jurisdiction":"us-nc","citation":"N.C. Gen. Stat. § 58-39-65","heading":"Previous adverse underwriting decisions.","body":"No insurance institution or agent may base an adverse underwriting decision in whole or in part:\n(1)\tOn the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism: Provided, however, an insurance institution or agent may base an adverse underwriting decision on further information obtained from an insurance institution or agent responsible for a previous adverse underwriting decision;\n(2)\tOn personal information received from an insurance-support organization whose primary source of information is insurance institutions: Provided, however, an insurance institution or agent may base an adverse underwriting decision on further personal information obtained as the result of information received from such insurance-support organization. (1981, c. 846, s. 1; 2003-262, s. 2(1).)","path":["Chapter 58. Insurance.","Article 39. Consumer and Customer Information Privacy.","Part 1. Insurance Information and Privacy Protection."],"source_url":"https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-39-65.html","current_through":"S.L. 2026-30","vintage":"","retrieved_at":"2026-08-27T18:06:53Z","sha256":"cb5c83ba63d4a5cfeadfa713a8c5e28fcc843646b6a84cb5122dca0301cd20cd","source_id":"us-nc","stale":false,"prev":"us-nc/n.c.-gen.-stat.-58-39-60","next":"us-nc/n.c.-gen.-stat.-58-39-70"},"notice":"GroundRules: Original legal text. Not legal advice."}