{"data":{"id":"us-nc/n.c.-gen.-stat.-58-39-76","jurisdiction":"us-nc","citation":"N.C. Gen. Stat. § 58-39-76","heading":"Limits on sharing account number information for marketing purposes.","body":"(a)\tGeneral Prohibition on Disclosure of Account Numbers. - An insurance institution, insurance agent, or insurance-support organization shall not disclose, other than to a consumer reporting agency, an account number or similar form of access number or access code for a credit card account, deposit account, or transaction account of a consumer to any nonaffiliated third party for use in telemarketing, direct mail marketing, or other marketing through email to the consumer.\n(b)\tDefinitions. - As used in this section:\n(1)\t\"Account number\" means an account number, or similar form of access number or access code, but does not include a number or code in an encrypted form, as long as the insurance institution, insurance agent, or insurance-support organization does not provide the recipient with a means to decode the number or code.\n(2)\t\"Transaction account\" means an account other than a deposit account or credit card account. A transaction account does not include an account to which third parties cannot initiate charges.\n(c)\tExceptions. - Subsection (a) of this section does not apply if an insurance institution, insurance agent, or insurance-support organization discloses an account number or similar form of access number or access code:\n(1)\tTo the insurance institution's, insurance agent's, or insurance-support organization's agent or service provider solely in order to perform marketing for the insurance institution's, insurance agent's, or insurance-support organization's own products or services, as long as the agent or service provider is not authorized to directly initiate charges to the account; or\n(2)\tTo a participant in a private label credit card program or an affinity or similar program where the participants in the program are identified to the customer when the customer enters into the program. (2001-351, s. 9; 2003-262, s. 2(1); 2025-25, s. 29(1).)","path":["Chapter 58. Insurance.","Article 39. Consumer and Customer Information Privacy.","Part 1. Insurance Information and Privacy Protection."],"source_url":"https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-39-76.html","current_through":"S.L. 2026-30","vintage":"","retrieved_at":"2026-08-27T18:06:53Z","sha256":"574097dc3d7321bac2a65321211b561d4afee1e4bd1279bc37b1c88039a8b227","source_id":"us-nc","stale":false,"prev":"us-nc/n.c.-gen.-stat.-58-39-75","next":"us-nc/n.c.-gen.-stat.-58-39-80"},"notice":"GroundRules: Original legal text. Not legal advice."}