{"data":{"id":"us-nc/n.c.-gen.-stat.-58-44-1","jurisdiction":"us-nc","citation":"N.C. Gen. Stat. § 58-44-1","heading":"Terms and conditions must be set out in policy.","body":"In all insurance against loss by fire the conditions of insurance must be stated in full, and the rules and bylaws of the company are not a warranty or a part of the contract, except as incorporated in full into the policy. (1899, c. 54, s. 42; Rev., s. 4758; C.S., s. 6434; 2006-145, s. 1.)","path":["Chapter 58. Insurance.","Article 44. Property Insurance Policies.","Part 1. Policy Provisions."],"source_url":"https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-44-1.html","current_through":"S.L. 2026-30","vintage":"","retrieved_at":"2026-08-27T18:06:53Z","sha256":"009e606918df145a1da2a8e6cf1996489db5fbf03e472feaf418e4ed95e13db9","source_id":"us-nc","stale":false,"prev":"us-nc/n.c.-gen.-stat.-58-43-40","next":"us-nc/n.c.-gen.-stat.-58-44-5"},"notice":"GroundRules: Original legal text. Not legal advice."}