{"data":{"id":"us-nc/n.c.-gen.-stat.-58-44a-1","jurisdiction":"us-nc","citation":"N.C. Gen. Stat. § 58-44A-1","heading":"Definitions.","body":"As used in this Article, the following definitions apply:\n(1)\tCustomer. - A person who purchases portable electronics or services.\n(2)\tEnrolled customer. - A customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics.\n(3)\tLocation. - Any physical location in the State of North Carolina or any website, call center site, or similar location directed to residents of the State of North Carolina.\n(4)\tPortable electronics. - Electronic devices that are portable in nature, their accessories, and services related to the use of the device.\n(5)\tPortable electronics insurance. - Insurance providing coverage for the repair or replacement of portable electronics which may provide coverage for portable electronics against any one or more of the following causes of loss: (i) loss, (ii) theft, and (iii) inoperability due to mechanical failure, malfunction, damage, or other similar causes of loss. The term does not include the following:\na.\tA service contract or extended warranty providing coverage limited to the repair, replacement, or maintenance of property for the operational or structural failure of the property due to a defect in materials, workmanship, accidental damage from handling, power surges, or normal wear and tear.\nb.\tA policy of insurance covering a seller's or a manufacturer's obligations under a warranty.\nc.\tA homeowner's, renter's, private passenger automobile, commercial multiperil, or similar policy.\n(6)\tPortable electronics transaction. - Either of the following:\na.\tThe sale or lease of portable electronics by a vendor to a customer.\nb.\tThe sale of a service related to the use of portable electronics by a vendor to a customer.\n(7)\tSupervising entity. - A business entity that is a licensed insurer or insurance producer.\n(8)\tVendor. - A person in the business of engaging in portable electronics transactions directly or indirectly. (2011-225, s. 1; 2025-25, s. 29(5).)","path":["Chapter 58. Insurance.","Article 44A. Portable Electronics Insurance."],"source_url":"https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-44A-1.html","current_through":"S.L. 2026-30","vintage":"","retrieved_at":"2026-08-27T18:06:53Z","sha256":"1ce270f2c5ab7cb620711afcf3419f4b12b289735b54e6c883f87c31aa7dfdb0","source_id":"us-nc","stale":false,"prev":"us-nc/n.c.-gen.-stat.-58-44-120","next":"us-nc/n.c.-gen.-stat.-58-44a-5"},"notice":"GroundRules: Original legal text. Not legal advice."}