{"data":{"id":"us-nd/n.d.-cent.-code-13-05-06.5","jurisdiction":"us-nd","citation":"N.D. Cent. Code § 13-05-06.5","heading":"Credit card payment","body":"A collection agency may collect or attempt to collect, in addition to the principal amount of a claim, a transaction fee for processing a credit card payment in an amount that does not exceed two and one-half percent of the payment amount if:\n1.The transaction fee is not prohibited under section 13-05-02.2;\n2.A no-cost payment option is available to the debtor; and\n3.The collection agency discloses the no-cost option to the debtor at the same time and in the same manner as the debtor's credit card information is taken.","path":["Title 13 Debtor And Creditor Relationship","Chapter 13-05 Collection Agencies"],"source_url":"https://ndlegis.gov/cencode/t13c05.pdf","current_through":"2026-07-31T11:12:02","vintage":"","retrieved_at":"2026-09-02T21:04:14Z","sha256":"70aedb9996f561e4d95ac31b7a9c49948b880d6941a5048e06093e1082d07ff5","source_id":"us-nd","stale":false,"prev":"us-nd/n.d.-cent.-code-13-05-06.4","next":"us-nd/n.d.-cent.-code-13-05-07"},"notice":"GroundRules: Original legal text. Not legal advice."}