{"data":{"id":"us-nd/n.d.-cent.-code-13-11-16","jurisdiction":"us-nd","citation":"N.D. Cent. Code § 13-11-16","heading":"Customer service","body":"A provider that is required to be registered under this chapter shall maintain a toll-free communication system, staffed at a level that reasonably permits an individual to speak to a certified counselor or customer service representative, as appropriate, during ordinary business hours.","path":["Title 13 Debtor And Creditor Relationship","Chapter 13-11 Debt-Settlement Providers"],"source_url":"https://ndlegis.gov/cencode/t13c11.pdf","current_through":"2026-07-31T11:12:02","vintage":"","retrieved_at":"2026-09-02T21:04:14Z","sha256":"f38cb7857ecdaa2f83f6ef6df072f14bd1fd38a69d0fb2b9f97c39e8c0148095","source_id":"us-nd","stale":true,"prev":"us-nd/n.d.-cent.-code-13-11-15","next":"us-nd/n.d.-cent.-code-13-11-17"},"notice":"GroundRules: Original legal text. Not legal advice."}