{"data":{"id":"us-nd/n.d.-cent.-code-26.1-30-23","jurisdiction":"us-nd","citation":"N.D. Cent. Code § 26.1-30-23","heading":"Managed repair programs - Penalty","body":"1.A property insurance policy may be issued or delivered in this state with a managed repair program provision offering premium incentives for managed repair program participation. As used in this section, \"managed repair program\" means an insurance policy providing a program with a specified reduction in premium or other specified incentive for participation in a program restricting an insured's choice of repair vendors or contractors for covered repairs.\n2.An insurer offering a managed repair program shall:\na.Prominently disclose on the policy declarations page the policy restricts the insured's right to choose repair vendors;\nb.Specify any premium benefits for program participation;\nc.Include a separate disclosure form, written in at least twelve-point font, which explains the restrictions on vendor selection, including:\n(1)The process for repairs under the program;\n(2)The insured's rights and responsibilities; and\n(3)Any warranty or guarantee provided for repairs.\n3.This section does not apply to contractor referral or managed or direct repair programs that do not provide a specified reduction in premium or other incentive.\n4.This section applies to insurance policies issued or renewed after August 1, 2025.\n5.The commissioner shall enforce this section.\n6.The commissioner may assess a penalty on an insurer in violation of this section, as determined by the commissioner.","path":["Title 26.1 Insurance","Chapter 26.1-30 Insurance Policies"],"source_url":"https://ndlegis.gov/cencode/t26-1c30.pdf","current_through":"2026-07-31T11:12:02","vintage":"","retrieved_at":"2026-09-02T21:04:14Z","sha256":"50b5ca42dd21c68761686187a67039b1e4a96cac57e67a55b3db011be379eb21","source_id":"us-nd","stale":true,"prev":"us-nd/n.d.-cent.-code-26.1-30-22","next":"us-nd/n.d.-cent.-code-26.1-30.1-01"},"notice":"GroundRules: Original legal text. Not legal advice."}