{"data":{"id":"us-nd/n.d.-cent.-code-26.1-32-01","jurisdiction":"us-nd","citation":"N.D. Cent. Code § 26.1-32-01","heading":"Liability of insurer for loss - Proximate and remote cause","body":"An insurer is liable for a loss proximately caused by a peril insured against even though a peril not contemplated by the insurance contract may have been a remote cause of the loss. An insurer is not liable for a loss of which the peril insured against was only a remote cause. The efficient proximate cause doctrine applies only if separate, distinct, and totally unrelated causes contribute to the loss.","path":["Title 26.1 Insurance","Chapter 26.1-32 Loss And Notice Of Loss"],"source_url":"https://ndlegis.gov/cencode/t26-1c32.pdf","current_through":"2026-07-31T11:12:02","vintage":"","retrieved_at":"2026-09-02T21:04:14Z","sha256":"95317f904d166fc4cb5e3e1c1864138652db8e80760a8828c0d97d0c6bc1debb","source_id":"us-nd","stale":true,"prev":"us-nd/n.d.-cent.-code-26.1-31.2-05","next":"us-nd/n.d.-cent.-code-26.1-32-02"},"notice":"GroundRules: Original legal text. Not legal advice."}